Discussion about this post

User's avatar
Dizzy's avatar

This is so complicated....yay for late stage capitalism!

I decided to go back to school at some point since my creative work + trying to find a dayjob wasn't enough (this was during the 2008 recession, lots of people looking for work), was about to be homeless (did not know about vanlife, hiking, etc yet). Got a medical degree that eventually paid me more, now I have $200k+ of student loans and I basically will never be able to afford a house on my own even in a crappy area until the loans are forgiven when I'm 60 (my field doesn't pay enough to pay them off in full). Hope that program still exists!

I am grateful I had the chance to go back to school, it wouldn't have happened if previous college I hadn't gotten scholarships and grants for. I know not everyone would have the patience for the amount of school I did and certainly not everyone would get the same amount of funding for school. There's a lot more programs now helping people out with student loans, I feel the Biden administration doesn't get enough credit for them. Still, it's not enough.

What you said is right on. I live in a MCOL city (well, rather, right outside of it in an under-the-radar blue collar town). I work right in the center of the big city, 1 block from where I lived in a crappy but adequate apartment when I was a student in my creative work 18 years ago. Lots of students and creatives and random blue collar people used to live there. There's no way to afford living there now. The demographic has changed a lot- the few students left come from much more money than they did in that area before, and people otherwise make a lot- 6 figures per each partner the norm. Creative-types have moved further and further out of town. Even communal living isn't enough (there's a neighborhood famous for this but most people are priced out; that's where the middle to upper middle class students live now). The ones who are in their 40s like me only can afford to buy a house if they lucked out with a partner who had a good job, bought a long time ago, or family money. People in the trades can't live anywhere near these areas they work in, they have to live much further away and long commutes. That always was a bit of a thing, but I feel cities used to have at least some tiny, not super fancy, affordable places in most areas, and now they don't. I worry about my 70 year old friend whose house he rented for 20 years got demolished to build a condo that has never rented in the 5 years since. One of these days he won't be able to afford the tiny apartment he lives in now that's in a central area so he can get to gigs easily. Then what?

This also makes people stuck- if you are lucky enough to snag affordable housing- hard to give it up and move to a new city where the odds are low to find another place like that.

Anyway enough sob story from me (I actually feel quite lucky in my situation), I hope you find a superswell place to live. Not just to live- to call home.

Expand full comment
Jill's avatar

Great writing. I have a friend (maybe former?) who owns a home in Bend, OR and she recently bought a condo to turn into an AirB&B. I told her she was part of the problem and who did she think she could hire to clean it?? Anyway, my daughter used to live in Gustavus and in the winter they kept a ring of foam insulation in the cabin and carried it out to the outhouse so they would have something warm to sit on. Granted Gustavus never got to -40....Good luck in your housing hunt.

Expand full comment
10 more comments...

No posts